Consumer Underwriter

Ally Financial is a customer-centric, leading digital financial services company dedicated to providing world-class support in auto finance. They are seeking a Consumer Underwriter to evaluate and manage consumer offerings, ensuring compliance with underwriting policies while maximizing portfolio revenue.

Responsibilities

• Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles
• Ensure compliance with underwriting policies; elevate risk issues and stay abreast of constant changes in policy and procedures
• Limited travel will be required for this role
• Requires flexibility in work schedule, evening hours and weekends may be required
• Demonstrated strong performance in managing key relationships and/or key markets to drive business plan results

Skills

• Bachelor's degree highly preferred; equivalent experience can be used in lieu of a degree
• 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is preferred
• Ability to perform technical based activities
• Knowledge of and exposure to fundamental theories, principles, and concepts
• Demonstrating technical expertise and relationships to supply to strategy and drive business results
• Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics
• Excellent sales, negotiation, problem solving, and analytical skills
• Must be an independent worker with strong time leadership skills

Benefits

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

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